Talk about Christmas in July. Carrie Rocha has already started her holiday shopping. “A few weeks back I picked up a $60 toy for $4, and, truth be told, I picked up a whole lot more than that,” she wrote in an email. “I spent about $80 total and got $350+ in toys.”
If you think the holidays start too early as it is, you may find her approach a bit overboard. But several years ago, Rocha and her husband dug out of debt, paying off some $50000 in consumer debt, a process she detailed in her book and website. One of their strategies, she says, was to “stop pretending the holidays don’t come every year.”
Whether you want to think about it or not, the fact is the holidays will be here before you know it. So unless you have plenty of money to throw around or plan to forgo festivities altogether, now is the time to start planning for a debt-free and less stressful holiday.
13. According to the passage, why did Rocha buy quite a few toys in July?
A. Because she was preparing the gifts for Christmas.
B. Because the toys were on sale in most stores.
C. Because the holiday season is coming.
D. Because she loves to give out toys as gifts.
14. Which of the following is one way that Rocha used to live through her financial crisis?
A. Get loans from different banks.
B. Buy as many cheap items as possible.
C. Publish her own books to pay off the debt.
D. Get prepared for holidays as early as possible.
15. According to the passage, Rocha’s advice applies to ______.
A. those with abundant money to waste
B. those common people who give others presents during holidays
C. those who never celebrate festivities and have no relatives
D. those under stress from both work and life